Vision Prepaid Visa is a company that offers prepaid Visa cards. These Prepaid Visa Cards come with free features such as 1% cash back on gas purchases, free roadside assistance, free savings account, free direct deposit, free bill pay, online shopping and no overdraft or interest charges. There is no credit check.
Fee's for this card with direct deposit are as follows:
$9.95 Activation Fee
$7.95 Monthly Fee
$2.50 ATM Fee
Fee's for this card without direct deposit are as follows:
$9.95 Activation Fee
$9.95 Monthly Fee
$2.50 ATM Fee
Free Customer Service for first 30 days, $1.95/call after
Vision Prepaid Visa: Company Background
Vision Prepaid Visa was founded in 2003. They are owned by PreCash, Inc. Their headquarters is located in Houston, TX. Once you add money to this card, you can only spend the amount that is put on the card. Once the money is gone, you can not make purchase until more money is put on this card. There is no way to overdraft this card, so the customer saves on overdraft charges. Also, with free direct deposit, the customer can save money by not having to pay any check cashing fees.
Vision Prepaid Visa: Customer Feedback & Reviews
Unfortunately, at this time there are no customer reviews for Vision Prepaid Visa. However I did find some website reviews for this company. One reviewer said, "I can use it as a credit purchase at any store with a visa logo and it costs me nothing to use it. The money is auto drafted just like a debit card. You aren’t supposed to use it as a debit card though or else they will charge you each time $1.50 per use. You also can’t check your balance at an ATM or it charges you $1.95 to check it. It also costs you $1.95 to take out cash from an ATM.". Please see the entire review.
Vision Prepaid Visa: Business Credibility & Trustworthiness
Vision Prepaid Visa (aka PreCash, Inc) is a Better Business Bureau accredited company since May 30, 2012. On the BBB rating scale of A+ to F, the BBB has given Vision Prepaid Visa (aka PreCash, Inc) a rating of A+. They have had 75 complaints in the past 3 years and 12 complaints in the past 12 months. All of the complaints are closed. Most of the complaints were regarding problems with the product or services.
They are a member of the FDIC.
Vision Prepaid Visa: Website Popularity & Google Ranking
Alexa traffic ranker shows Vision Prepaid Visa ranks 1,296,780 globally and 239,380 in the United States. They have a reputation of 6 sites linking in. The sites visitors average about 2 minutes per day on the site with 85 second page views. This site is visited most frequently by women between the ages of 45-54 with some college education.
Google PageRank gives Vision Prepaid Visa a rating of 4 out of 10 possible points.
Vision Prepaid Visa: Social Media Presence
Vision Prepaid Visa (aka PreCash, Inc) has a Facebook page, but the page is not set up yet. They also have a Twitter with 159 followers. They update this page often. They do not offer any other social media pages at this time. They also do not have a blog page or a newsletter at this time.
Vision Prepaid Visa: Website Security & Safety
All personal information collect by Vision Prepaid Visa is used for business purposes. They will not share any personal information with third party companies unless it is required to complete a transaction. Please see the privacy policy for more information.
Vision Prepaid Visa is secured by GEO Trust.
Google Safe Browser does not currently list this site as suspicious. They are not hosted by any malicious software at this time, and they currently have no known viruses associated with this site.
Vision Prepaid Visa: Pricing & Packages
Vision Prepaid Visa has competitive fees. When comparing other companies that offer prepaid credit cards, I found that Vision Prepaid Visa has either more fees that some cards, or just about the same fees as some cards. There are also some cards that have more fees associated with their cards. I would say Vision Prepaid Visa is about average when it comes to fees.
Vision Prepaid Visa: Shipping Rates & Policies
No shipping policy.
Vision Prepaid Visa: Payment Methods Accepted
You can add cash by direct deposit or at over 100,000 participating retail locations including PreCash®, Visa ReadyLink, Western Union®, MoneyGram® ExpressPayment® and PayXone™ locations, and through the Green Dot MoneyPak at Wal-Mart, Walgreens, CVS and thousands of other retail locations. There are no other payment methods at this time.
This is a service so there is no need for a return or refund policy. If you are not satisfied with this card, do not add any money to this card. There are no fee's if the card is not being used. If you have any other problems you can contact customer service by calling them toll free at 1-801-924-1755.
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